Frequently Asked Questions About Debt Collection
We answer the many frequently asked questions about debt collection and when debt collectors call. We cover popular general and legal questions that most of our clients have. If you have additional question, call us at (770) 295-0175 or visit our contact us page to email us.
A: No. The collection of a debt is a civil legal process and owing money does not amount to a crime. If a creditor or debt collector has told you that you could be arrested if you do not pay them, you may have an actionable claim.
A. Every case is different, but, having handled thousands of cases with many different creditors and debt collectors, we can tell you what has happened with recent cases involving similar circumstances. It is extremely rare that we would not be able to obtain a substantial reduction of a debt. A large number of claims are eliminated altogether, with no payments to the creditor or debt collector.
A. We charge fixed amounts to serve our clients. There are no hourly rates and no monthly bills. Our clients do not end up paying more than they owe by hiring this firm. We take into account the amount of the debt, the amount of work involved, and the likely resolution of your debt in determining our fees, so that our services are beneficial and cost efficient.
A. If someone is contacting you by phone, mail, or otherwise, and attempting to collect on a debt, or, if you want to obtain a car loan, refinance a mortgage, or start a new business, and need to clean up your credit by settling outstanding debts, we can help.